SPECIALTY ACCIDENT & HEALTH

United Badges is honored to offer specialty group insurance products designed for public safety-related organizations
(agencies and associations).

  • Optional coverage for a Line-Of-Duty death for up to an additional $50,000
  • Optional coverage for Felonious Assault and violent crime
  • Economical group rates
  • Coverage is available up to $500,000
  • Covers Injuries and Illnesses as a result of law enforcement/fire/rescue/EMS organization Covered Activities including travel to/from such Covered Activities. Coverage for Income protection benefits, Medical expense benefits, Death benefits, Impairment benefits, and Additional benefits for members and their families
  • Benefits are customizable to meet your needs
  • Supplements Workers’ Compensation (WC) but compensability not predicated on a positive WC determination
  • Mental Stress Management coverage is available on a stand-alone basis.
  • Death Benefits for Accident are available for Line-of-Duty only and on a stand-alone basis. Coverage includes active shooter as well as terroristic occurrences.
  • Death Benefits for Illness (Heart Attack, Stroke and Infectious Disease) written in conjunction with covered Accident Benefits are available as a Line-of-Duty benefit also on a stand-alone basis.
  • Provides 24/7 confidential assistance for members and their families (and anyone living in their household)
  • Available to organization members and their immediate families when an A&H Policy is purchased

Subject to insurance policy terms and conditions. Not available in all states.