Covers Injuries and Illnesses as a result of law enforcement/fire/rescue/EMS organization Covered Activities including travel to/from such Covered Activities. Coverage for Income protection benefits, Medical expense benefits, Death benefits, Impairment benefits, and Additional benefits for members and their families
Benefits are customizable to meet your needs
Supplements Workers’ Compensation (WC) but compensability not predicated on a positive WC determination
Mental Stress Management coverage is available on a stand-alone basis.
Death Benefits for Accident are available for Line-of-Duty only and on a stand-alone basis. Coverage includes active shooter as well as terroristic occurrences.
Death Benefits for Illness (Heart Attack, Stroke and Infectious Disease) written in conjunction with covered Accident Benefits are available as a Line-of-Duty benefit also on a stand-alone basis.
United Badges Insurance Services LLC is an insurance agency offering insurance through multiple insurance companies (carriers). Some insurance products may be offered via a United Badges Insurance Services LLC partner agency. Applicants are individually underwritten by each respective insurance carrier. Some applicants may not qualify for insurance and/or all available discounts. Insurance coverage subject to policy terms and conditions of each respective carrier. Not available in all states. Promotional material for descriptive purposes only.