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PUBLIC SAFETY

ON-DUTY INJURY &
ILLNESS COVERAGE

Accident & Health (A&H) insurance program. Subject to insurance policy terms and conditions.

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COMPETITIVE PRICING / INDUSTRY LEADING COVERAGE BENEFITS

  • COVERS INJURIES AND ILLNESSES as a result of law enforcement / fire / rescue / EMS organization covered activities. Available coverage includes: income protection, medical expense, death, impairment, and more.
  • BENEFITS ARE CUSTOMIZABLE to meet your needs.
  • SUPPLEMENTS WORKERS' COMPENSATION (WC) but compensability not predicated on a positive WC determination.
  • MENTAL STRESS MANAGEMENT coverage is available on a stand-alone basis.
  • DEATH BENEFITS FOR ACCIDENT are available for Line-of-Duty only and on a stand-alone basis. Coverage includes active shooter as well as terroristic occurrences.
  • DEATH BENEFITS FOR ILLNESS (Heart Attack, Stroke and Infectious Disease) written in conjunction with covered accident benefits are available as a Line-of-Duty benefit also on a stand-alone basis.
Custom designed product for public safety agencies and associations. Coverage availability varies by state.
Firemen in from of fire engine
FIRST RESPONDER ASSISTANCE PROGRAM (FRAP)
  • Provides 24/7 confidential assistance for members and their families (and anyone living in their household)
  • Available to organization members and their immediate families when an A&H Policy is purchased

United Badges Insurance Services LLC is an insurance agency offering insurance through multiple insurance companies (carriers). Some insurance products may be offered via a United Badges Insurance Services LLC partner agency. Applicants are individually underwritten by each respective insurance carrier. Some applicants may not qualify for insurance and/or all available discounts. Insurance coverage subject to policy terms and conditions of each respective carrier. Not available in all states. Promotional material for overview purposes only.

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