Accident & Health (A&H) insurance program. Subject to insurance policy terms and conditions.
COMPETITIVE PRICING / INDUSTRY LEADING COVERAGE BENEFITS
COVERS INJURIES AND ILLNESSES as a result of law enforcement / fire / rescue / EMS organization covered activities. Available coverage includes: income protection, medical expense, death, impairment, and more.
BENEFITS ARE CUSTOMIZABLE to meet your needs.
SUPPLEMENTS WORKERS' COMPENSATION (WC) but compensability not predicated on a positive WC determination.
MENTAL STRESS MANAGEMENT coverage is available on a stand-alone basis.
DEATH BENEFITS FOR ACCIDENT are available for Line-of-Duty only and on a stand-alone basis. Coverage includes active shooter as well as terroristic occurrences.
DEATH BENEFITS FOR ILLNESS (Heart Attack, Stroke and Infectious Disease) written in conjunction with covered accident benefits are available as a Line-of-Duty benefit also on a stand-alone basis.
Custom designed product for public safety agencies and associations. Coverage availability varies by state.
FIRST RESPONDER ASSISTANCE PROGRAM (FRAP)
Provides 24/7 confidential assistance for members and their families (and anyone living in their household)
Available to organization members and their immediate families when an A&H Policy is purchased
United Badges Insurance Services LLC is an insurance agency offering insurance through multiple insurance companies (carriers). Some insurance products may be offered via a United Badges Insurance Services LLC partner agency. Applicants are individually underwritten by each respective insurance carrier. Some applicants may not qualify for insurance and/or all available discounts. Insurance coverage subject to policy terms and conditions of each respective carrier. Not available in all states. Promotional material for overview purposes only.
CONTACT ALLEN DURHAM AT 850.841.9992 FOR A PROPOSAL.